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What does GAP insurance really cover?

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s dep...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can an uninsured driver drive an insured car?

No, it is illegal for an insured driver to be driving an uninsured car because insurance is tied to the car and not the individual driver. Driving a car w...

Which certification is best for insurance?

The Top 7 Insurance Certification Programs AINS. CIC. CPCU. CRM. CWCA. AAI. CISR. How good is Nia? The packages and roles offered here are really good and...

How do I get my license back without paying in California?

Below are the steps necessary to reinstate your license: Complete the suspension period. Pay the license reinstatement fee. Provide evidence of completing...

Does a car get paid off when someone dies?

Car loans are not forgiven at death so, if your estate can’t cover the debt, the person that inherits the vehicle needs to decide whether they want to kee...

Are your health insurance premiums federally tax deductible?

Health insurance premiums are deductible on federal taxes, as these monthly payments for coverage are classified as a medical expense. The general rule is...

What does insurance mean in Latin?

securus Insurance ultimately comes from the Latin securus, “free from care.” What word comes from the Latin word? This section of EnhanceMyVocabulary.com ...

What are the characteristics of variable life insurance?

The main features of a variable universal life policy are a mix of those typically found in variable life and universal life policies: Your premiums are a...

Do HOV tickets affect insurance?

HOV Violation Costs Simply driving solo in an HOV lane usually doesn’t impact the points on your drivers license or your insurance premiums. Getting this ...

Who has legal right to deceased body?

Although the right to a decent burial has long been recognized at common law, no universal rule exists as to whom the right of burial is granted. The righ...