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What if you hit a car and there is no damage?

Consequences of committing a hit-and-run If there is vehicle damage but no bodily injury to anyone, it is a “misdemeanor hit-and-run,” carrying a fine of ...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is a broken pipe covered by homeowners insurance?

Accidental water damage that occurs as a result of a sudden, unexpected occurrence like a burst pipe, is often covered by a homeowners insurance policy. I...

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How do I find out who my car insurance is with?

Can’t Remember Insurance Company? Find Out Now Check your emails. Most insurers send confirmation and essential policy details by email. Check your paperw...

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How much is life insurance for a newborn?

This means coverage lasts for the child’s entire life, as long as the premiums are paid. Coverage amounts tend to be low, often under $50,000, and premium...

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What happens if a rotator cuff injury goes untreated?

If left untreated, a rotator cuff tear can severely restrict function and range of motion. The tears can also increase over time. This may cause partial r...

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Can a 17 year old have a motorbike?

The A1 Motorcycle Licence is available for people aged 17 or above who only want to ride a scooter/moped or motorbike with a maximum engine size of up to ...

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Do I need public liability for an online shop?

Why do I need insurance for my online shop? Running any retail business comes with risks. There could be a break-in, or fire damage to your stock. Public ...

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How do I get a Minnesota insurance license?

How to Get Your Minnesota Insurance License Complete an Insurance Prelicensing Course. Pass Your Minnesota Licensing Exam. Get Fingerprinted. Apply for a ...

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Will my critical illness cover pay out?

When taking out your critical illness cover, it’s usually either in addition to or combined with your life insurance policy. ‘Additional cover’ means you ...

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How do I get my insurance to pay for out of network?

Your Action Plan: Ask for In-Network Coverage for Your Out-of-Network Care Do your own research to find out what care you need and from whom. Talk to your...

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