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Can I claim injury compensation if it was my fault?

Generally, if you are injured as a result of an accident that was your fault you will not be able to make a claim for compensation unless another person o...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is outpatient cover in health insurance?

OPD cover enables you to claim for expenses incurred, without being hospitalised. These policies also cover the cost of medicines, with diagnostics or min...

How much does insurance cover when you have a baby?

The percentage of prenatal and maternity costs that will be covered depends on your insurance carrier and which plan you have, but typically, employee pla...

How do you get a life insurance license in Kentucky?

How to Get Your Kentucky Insurance License Complete an Insurance Prelicensing Course. Pass Your Kentucky Licensing Exam. Apply for Kentucky Insurance Lice...

What happens when your car gets totaled?

What Happens If My Car Is Totaled In An Accident? Your insurer will determine whether the vehicle is a total loss, based on repair costs. Your insurer wil...

What happens if your life insurance beneficiary is a minor?

What happens to the death benefit if you name a minor as a beneficiary? If your beneficiary is under the age of majority when you die, the death benefit w...

What insurance should I have for my small business?

Every business should consider Public Liability Insurance – even home-based businesses. It covers you and your employees for potential liabilities to thir...

Can you cancel a 6 month insurance policy?

Fortunately, auto insurance companies generally give you the right to cancel your policy at any time as long as you give proper notice. While most insuran...

How can I get cheap liability car insurance?

How to get the cheapest car insurance in Alberta Get winter tires. Install an anti-theft device. Bundle auto with home insurance. Insure all vehicles unde...

What is the difference between medical coverage and liability coverage?

Medical payments coverage is designed to stop a small injury from becoming a prolonged injury or lawsuit and will not cover either expense. A medical paym...