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What does efficacy mean in insurance?

failure to perform’ cover Efficacy insurance (or ‘failure to perform’ cover) protects you against the legal liability for injury to third parties, or dama...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you have to pay for an insurance quote?

A car insurance quote is an estimate of what you’ll pay for a policy. Most insurance companies offer free car insurance quotes online through their websit...

Does insurance pay for OCD treatment?

Many individuals who suffer from OCD or have family members with OCD don’t realize that your insurance company is responsible for providing you with appro...

How do you interpret the numbers 100 300 on your insurance policy?

The 100 allows that the policy will cover up to $100,000 of bodily injury per single person injured in an accident and the 300 means the policy will cover...

Who regulates insurance companies in NJ?

the Department of Banking and Insurance The mission of the Department of Banking and Insurance is to regulate the banking, insurance and real estate indus...

What is a catastrophic loss for insurance?

Aon defines a catastrophe as a natural event that causes $25 million or more in insured property losses, or 10 deaths; or 50 people injured; or 2,000 file...

Do insurance brokers get sued?

An insurance broker or agent can be liable to his insured client for failing to obtain the proper coverages and causing the insured client not to have ins...

How do I contact marketplace support?

Call us right now to get your Marketplace questions answered by a customer service representative, available 24/7: 1-800-318-2596 or (TTY: 1-855-889-4325)...

Do insurance agents need errors and omissions insurance?

Though E&O insurance is not required in California, this policy provides crucial protection and some states require real estate agents and brokers to ...

Which insurance company is most reliable?

Best health insurance companies in India on the basis of claim settlement ratio (CSR) for the financial year 2017-2018 are listed below: IFFCO Tokio Gener...