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Does secondary insurance cover what primary does not?

The secondary health insurance payer covers bills that the primary insurance payer didn’t cover. However, it is crucial to remember that the secondary ins...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you have health insurance two states?

As a general rule: If you live in one state and work in another, you should usually buy health insurance in the state where you live. If you split your ti...

Can you change your deductible on health insurance?

When you enroll in the new health plan, the amount you’ve paid toward your new deductible starts at zero even if you had already paid your entire annual d...

Who were the lumber barons?

men called the “lumber barons” made huge amounts of money by operating these companies that cut the trees. The trees were transported into sawmills, cut i...

What does dependent mean in insurance?

A dependent is a person who is eligible to be covered by you under these plans. For example, if you will be including your spouse in your medical coverage...

What is an insurance average clause?

This is known as the ‘average clause’, which means you, as the insured, are required to bear a proportion of any loss if your assets were insured for less...

What is the negative effects of hospitality?

Staff Retention and Recruitment. Unsociable hours, regular “on-calls” – limited career advancement and low pay are just some of the disadvantages of worki...

Is collision coverage better than comprehensive?

Collision coverage pays for your vehicle’s damage if you hit an object or another car. Comprehensive insurance pays for non-crash damage, such as weather ...

Does homeowners insurance cover joist repair?

Homeowners insurance provides coverage against sudden and accidental water damage, so if a pipe bursts and causes wood rot to your floor or ceiling joists...

Why do we require insurance?

Need for Insurance Insurance plans will help you pay for medical emergencies, hospitalisation, contraction of any illnesses and treatment, and medical car...