How do I find my policy number if I lost it?
# Contact your Agent The best and easiest way is to contact your agent. Provide him your name and date of birth (as per LIC records). Using his business d...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Is there a time limit to make a car insurance claim?
Maximum length of time you can wait before you make a car insurance claim. Everyone else: 9 months after you notice the injury. How long after damage can ...
Read More →Does homeowners insurance cover leaking air conditioner?
Wondering if your home insurance policy will cover an AC leak is a good question. However, an AC leak that is caused by normal wear and tear of your HVAC ...
Read More →Is it legal to ride without a helmet in Florida?
Under Florida law, riders over the age of 21 who carry at least $10,000 in medical insurance coverage are not required to wear a helmet, according to the ...
Read More →Can a landlord buy renters insurance?
A landlord cannot legally buy a renters insurance policy in their tenant’s name. However, they can require tenants to purchase a renters insurance policy ...
Read More →What does payable mean for insurance?
The payments paid for medical services covered by a plan. The payments may be made to reimburse a covered individual for paying a bill, or, if assigned by...
Read More →Can a mechanic charge more than the quote?
In some cases, a repair shop can charge you a bit more than the amount on their estimate . If you got a written estimate, the repair shop can charge you u...
Read More →Does a commercial auto policy cover personal use?
Will your commercial auto policy still cover personal driving? The answer is yes, but… Commercial auto insurance can cover certain commercial cars that a ...
Read More →Do you have to pay taxes on life insurance in North Carolina?
In North Carolina, as well as most other states, the money paid on a life insurance is not classified as income tax. Similarly, dividends paid on a life i...
Read More →What is difference between PPO and HMO?
To start, HMO stands for Health Maintenance Organization, and the coverage restricts patients to a particular group of physicians called a network. PPO is...
Read More →