The Daily Horizon

Featured Article

What type of insurance pays benefits if the cause of death is an accident?

Accidental death and dismemberment Accidental death and dismemberment (AD&D) insurance is coverage that pays benefits upon the accidental death of an ...

Read Full Article Browse health

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is hitting a dead animal collision or comprehensive?

Collision insurance does not cover animal-related accidents. The only insurance coverage that protects your vehicle against physical damage to your car, w...

What do you do when someone drives into your car?

If you find yourself involved in a parked car accident you should: Talk to the person involved. If someone has bumped into your vehicle and left the scene...

Can you double coverage dental insurance?

If you are covered under two different dental insurance plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two...

Does my business need workers comp insurance?

In NSW, it is compulsory to have a workers compensation policy if: You engage workers or contractors deemed to be workers and pay, or expect to pay, more ...

How do I cash a check made out to me and my mortgage company?

Your mortgage company will also be listed on the check. Your bank won’t cash the check without the signature of everyone involved. You’ll need to endorse ...

Can an employer drop your health insurance without notice?

If you are enrolled in health insurance through your employer and it fits the definition of a large business, it cannot legally cancel your insurance, wit...

Who pays for damages in an accident?

The damages are ordered to be paid by the defendant – i.e. the person you sue. However, in the vast majority of cases the person you sue is the driver or ...

Do they check your credit for insurance?

Insurance companies check your credit score in order to gauge the risk they’ll take to insure you. Studies have indicated that those with lower credit sco...

Where can I Find my Lost life insurance policy?

The National Association of Insurance Commissioners (NAIC) has a “Life Insurance Company Location System” to help you find state insurance department offi...