The Daily Horizon

Featured Article

Are pool slides covered by insurance?

As long as they are in good working order, pools with slides and diving boards are eligible for coverage. Does an inground pool increase homeowners insura...

Read Full Article Browse health

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do I request itemized medical bills?

You have a right to an itemized bill, though, so request one in writing, through a letter or an email to the billing department at the medical facility th...

Can private health insurance drop you?

Yes, it’s both possible and legal for your health insurance company to drop you under certain circumstances. In general, then, your health insurance compa...

Is insurance high on Mazda RX-8?

The average annual cost of insurance for a Mazda RX-8 is approximately $750. This is why insurance for the Mazda RX-8 is lower than the national average. ...

What is employee classification rate?

Class codes, also called classification codes or workers’ comp classification codes, are three- or four-digit codes that insurance companies use to estima...

How much does it cost to get an insurance license in NC?

How much does the North Carolina insurance license cost? The total cost for your insurance course, application, and exam will be about $375. If you don’t ...

Should I report a fender bender to insurance?

Call your insurer You should talk to your insurance provider to determine the best option for dealing with a fender bender. If you do not report a fender ...

Who determines salvage value?

The Internal Revenue Service (IRS) requires companies to estimate a “reasonable” salvage value. The value depends on how long the company expects to use t...

What are the responsibilities of a state?

States must take responsibility for areas such as: ownership of property. education of inhabitants. implementation of welfare and other benefits programs ...

What is maritime Average?

General Average is a principle of maritime law that essentially establishes that all sea cargo stakeholders (owner, shipper, etc.) evenly share any damage...