The Daily Horizon

Featured Article

How much is liability insurance for a sole proprietor?

On average, a sole proprietorship can anticipate premiums starting at $450 annually for general liability insurance with a $2M limit. There are many facto...

Read Full Article Browse health

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is the NAIC number for Westfield Insurance Company?

24112 NAIC#: 24112 WESTFIELD COMPANIES CPAF: 616 228 DMV#: 09/28/1951 Westfield Insurance Company One Park Circle P.O. Box 5001 Westfield Center, OH 44251...

What is the meaning of sum assured in insurance?

The Sum assured is the total value of the insurance policy’s insurance when purchasing it. Under any circumstances, such as a death, the Sum assured will ...

Is no-fault insurance required in Minnesota?

Personal Injury Protection Coverage Minnesota law requires all licensed drivers to purchase Personal Injury Protection (PIP) coverage, which is the no-fau...

Can diabetes be covered by insurance?

The most basic one is that most health insurance plans do not offer coverage to diabetes patients. Even if some plans do, they come with awaiting periodof...

What is the law on employers providing health insurance?

No law directly requires employers to provide health care coverage to their employees. Under the ACA, employers with 50 or more full-time employees (or th...

Is Sinking concrete covered by insurance?

If your concrete foundation or porch starts to sink, whether due to settling or improper installation, the insurer won’t cover the damage. It will be deem...

Is it harder to conceive at 22?

In your 20s, the stats are on your side. As a healthy, fertile woman in your mid 20s, you have about a 33 percent chance of getting pregnant each cycle if...

When can I get a home equity loan?

Debt consolidation A HELOC or home equity loan can be used to consolidate high-interest debt at a lower interest rate. Homeowners sometimes use home equit...

Can u bond out on parole?

Parole Holds In rare cases, a judge will allow a person to post bail while on a parole hold. But in most cases, bail is denied if an inmate is suspected t...