The Daily Horizon

Featured Article

What is the standard title policy in California?

A standard policy insures primarily against defects in title which are discoverable through an examination of the public record. This includes defects in ...

Read Full Article Browse health

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you need a long term care insurance Why?

A long-term care insurance policy helps cover the costs of that care when you have a chronic medical condition, a disability or a disorder such as Alzheim...

Will an insurance company replace a totaled car?

When a vehicle is totaled, it means the insurance company believes it isn’t worth repairing. The insurer may replace your totaled car with an equivalent o...

How do I reconcile health insurance premiums?

To reconcile, you compare two amounts: the premium tax credit you used in advance during the year; and the amount of tax credit you qualify for based on y...

Do I still have to make payments on a totaled car with GAP insurance?

The fact that your car was a total loss does not change your loan repayment terms. Your legal obligation to repay the loan continues. If you have “gap” in...

Does insurance cover previous damage?

Insurance policies do not usually cover pre-existing damages. In fact, not only do they not cover them, but the insurance company can use previous damage ...

What benefits are provided by an insurance policy?

The obvious and most important benefit of insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organiza...

Can life coaches get liability insurance?

Life coaches should purchase two types of commercial insurance: General Liability Insurance and Professional Liability Insurance. Having these two policie...

How can I check my SBI policy details?

Check your Policy Status via SMS Get easy access to every possible detail on your SBI Life plan via SMS. All you have to do is send an SMS to 9250001848 o...

Does improper equipment affect insurance in NC?

Because Improper Equipment is a non-moving violation that does not result in points on your driver’s license, it does not affect your insurance. You can a...