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Is policy premium the monthly payment?

What is it? A premium is the amount of money charged by your insurance company for the plan you’ve chosen. It is usually paid on a monthly basis, but can ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can an employee sue an employer for negligence?

In NSW there are hurdles that an injured worker must over become before they can sue their employer in negligence. In NSW, injury claims against your empl...

Can an employer contribute different amounts towards employee medical insurance?

There are no federal laws requiring plans to provide the same benefit coverage to all employees. The Patient Protection and Affordable Care Act (PPACA) re...

What does proof of correction mean?

Proof of Correction and Reduced Bail This fee is a bail reduction available only to individuals who provide the Court with proof that the underlying viola...

Can I use my homeowners insurance to replace my air conditioner?

While a home warranty may cover the repair or replacement of your AC unit due to regular use, homeowners insurance typically doesn’t cover wear and tear. ...

What is the monthly payment on an insurance policy called?

insurance premium An insurance premium is the monthly or annual payment you make to an insurance company to keep your policy active. What does regular pay...

Does homeowners insurance cover injuries at home?

If someone is hurt at your house or on your property, as a result of an accident or any kind of unintentional mishap, the liability provision of your home...

How is home insurance premium paid?

Homeowners insurance can be paid through an escrow account or directly by you to your insurance company. With an escrow account, your homeowners insurance...

Why is a summary important?

Writing a summary is an important skill that students will use throughout their academic careers. In addition, summarizing improves reading skills as stud...

What happens to life insurance if no beneficiary is listed?

What Happens to Life Insurance with No Beneficiary Named? If the insured dies and there is no life insurance beneficiary listed on the policy, the death b...