The Daily Horizon

Featured Article

What is the best dog for personal protection?

7 Best Guard Dog Breeds: Top Dogs For Protection Rottweiler. German Shepherd. Doberman Pinscher. Bull Mastiffs. Giant Schnauzer. Great Pyrenees. Great Dan...

Read Full Article Browse global events

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is insurance Judgement rating?

A judgement rating is an insurance rate that an underwriter assigns to a particular risk based on their subjective evaluation of that risk. Judgement rati...

What is difference between discount broker and full service broker?

– Full-service brokers do not just execute buy and sell orders for their clients; they provide a whole host of services like research on trending topics, ...

Why is it important to know family health history?

A family health history can identify people with a higher-than-usual chance of having common disorders, such as heart disease, high blood pressure, stroke...

What are the requirements of workers compensation?

Typically, there are four basic eligibility requirements for workers’ comp benefits: You must be an employee. Your employer must carry workers’ comp insur...

What is covered in critical illness insurance?

“Critical illness cover protects you when you are diagnosed with a serious illness such as cancer, or suffer a heart attack or stroke. The lump sum payout...

Does liability insurance cover diminished value?

Car insurance companies typically won’t cover diminished value claims if you’re at fault in an accident. But if another driver causes an accident, you can...

Why did health insurance send me a check?

A health insurance company would send you a check for a number of reasons. It could be a refund of an over-payment you made. It could also be because of a...

Does nicotine show up on life insurance test?

Q: Do life insurance companies randomly test for tobacco use? A: No. But it’s likely they will test your blood, urine, or saliva (via a mouth swab) before...

What is commercial motor vehicle insurance?

Commercial Motor Insurance is a comprehensive policy that covers damage to your business vehicle or anyone else’s vehicle or property, but not third party...