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What is transportation liability insurance?

Transportation pollution liability provides protection for products or materials transported, shipped, or delivered by the insured or by a carrier on the ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is Insurance Group 20 high?

Insurance group numbers run from 1 to 50, with 1 generally the cheapest to insure. Cars in group 20 tend to have mid-range premiums, but there are plenty ...

Does PIP include pain and suffering?

Personal injury protection is different than pain and suffering compensation. PIP is no-fault coverage. Pain and suffering cover emotional and physical pa...

Is critical illness insurance worth getting?

For some, critical illness insurance provides peace of mind, which should not be discounted. But for many, critical illness insurance is rarely worth the ...

Does insurance cover tubal reversal?

Insurance doesn’t typically cover the procedure. Tubal reversal is expensive — several thousand dollars for the surgery, along with anesthesia and hospita...

Will Medicaid pay for tubal reversal?

Most insurance companies do not pay for the procedure. And it is not covered by U.S. government programs such as Medicaid or military health insurance. Th...

Does homeowners insurance cover deer damage?

Homeowners insurance generally only covers wildlife damage caused by animals like deer or bears. Damage from smaller pests like squirrels and other rodent...

What happens if I cancel insurance on a financed car?

If you cancel your coverage, you will be notified of a breach of contract, after which the lender may add the cost of full coverage car insurance to your ...

Do you have to be on the same car insurance as your spouse?

No. You do not have to add your spouse to your car insurance. Most car insurance companies will want all licensed members of your household listed as driv...

How do you think the insurance companies select the criteria to determine the cost of your premium?

Insurance companies consider several factors when calculating insurance premiums: Your age. Insurance companies look at your age because that can predict ...