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What happens if I refuse surgery on a workmans comp claim?

Another scenario is when the workers’ compensation insurance carrier wants you to have surgery, but you refuse. If you refuse to follow any approved treat...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Under what circumstances will insurance cover breast augmentation?

Insurance usually will not cover breast enlargement surgery. It will, though, cover breast implants for women who have had mastectomies due to breast canc...

How does homeowners insurance work with a claim?

In most instances, an adjuster will inspect the damage to your home and offer you a certain sum of money for repairs, based on the terms and limits of you...

Can you have more people in the car than seatbelts?

It is illegal and unsafe to have too many people in a car, especially sitting on the floor or on other people’s laps. It is also illegal for passengers to...

What is nuclear deal between Iran and US?

According to details of the deal published by the US government, Iran’s uranium stockpile will be reduced by 98% to 300 kg (660 lbs) for 15 years. The lev...

Does New York recognize out-of-state speeding tickets?

Moving violations The New York State DMV does not record out-of-state convictions of moving traffic violations of New York State non-commercial licensed d...

What is the difference between clean claims and dirty claims?

Clean claims are paid the first time and are never rejected. The dirty claim definition is anything that’s rejected, filed more than once, contains errors...

What is the cost of holding cash?

“The cost of holding cash is an insurance charge that you only realize if other asset classes gain on cash. That is a volatility cost because it puts a pr...

Are CDC fellowships paid?

Yes, Fellows are paid. Those who begin their Fellowship program in the Classes of 2018 and beyond are paid the equivalent of a GS 12, Step 3 salary. Fello...

Does car insurance premium increase with age?

Car insurance rates increase in your senior citizens years. Even if your driving habits remain the same and your record stays clean, the rate you pay for ...