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Can you buy a car without full coverage insurance?

Technically, you can buy a vehicle without insurance. However, whether you’re buying a new or used car, you need auto insurance to drive it home — specifi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does homeowners insurance cover electronic devices?

Electronics are only applicable to homeowners covered perils. Your standard homeowners or renters insurance is either a named peril or open policy. For ex...

Do you need insurance for eye surgery?

Alberta Health Care does not cover eye exams, however many Albertans have insurance coverage through their employer or their own medical plan. Inquire at ...

What nil means?

Use the word nil to mean “zero,” especially when you’re talking about scores in a sporting event: “the final score was twelve-nil.” Saying nil instead of ...

Does gap insurance cover if not at fault?

If You Have Gap Insurance The accident is covered and you’re not at fault, but your vehicle is damaged beyond repair. If the gap between your auto loan an...

Are sagging floors covered by insurance?

Will homeowners insurance cover sagging floors? As long as the damage was caused by a danger specified in the insurance policy for homeowners, the insurer...

Do you need a license to sell insurance in the US?

In order to sell health insurance in any U.S. state, you must have a current license. Many states issue a Life & Health license that covers both types...

Who is responsible for Medicare and Medicaid Services?

The Centers for Medicare & Medicaid Services, CMS, is part of the Department of Health and Human Services (HHS). Who is responsible for the oversight ...

How many life insurance policies are there in the US?

267 million life insurance policies There are approximately 267 million life insurance policies in place in the United States. How big is the US life insu...

Can you get in trouble for killing someone in self-defense?

Death by Self-Defense Self-defense killings are not charged as crimes. If you are forced to kill another person in self-defense, you can avoid criminal ch...