The Daily Horizon

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Should life insurance be included in a will?

Listing a life insurance policy in a will has no impact on either the policy or the will. For example, a will cannot change the beneficiary of a life insu...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you have to pay taxes on an insurance settlement?

From Your Own Auto and Homeowners Insurance. If you’ve had an accident or a fire and the insurance company gives you a settlement to cover the cost of you...

When should I buy home insurance?

It’s a good idea to start shopping for homeowners insurance as soon as you sign a contract to buy a home. This allows you to shop around for quotes and gi...

Is it legal for a doctor to charge for a prescription?

There are no laws governing what price may be charged for other prescription medicines and over-the-counter medicines. The Trade Practices Act prohibits r...

What did the Federal Deposit Insurance Corporation Act do?

Federal Deposit Insurance Corporation (FDIC), independent U.S. government corporation created under authority of the Banking Act of 1933 (also known as th...

What do I do if my well goes dry?

When your well starts to run dry, you might notice reduced water pressure, sputtering faucets, and/or sediment in the water. The pump might run, but fail ...

Can you own a car without having insurance?

While you can purchase a car without insurance, you can’t legally drive a car off the lot without insurance in most states. Most lenders also require proo...

What is the difference between the technical component and professional component?

The professional component of a charge covers the cost of the physician’s professional services only. The technical component of a charge addresses the us...

What is it called when you pay insurance monthly?

Premiums. The money paid to insurance companies for insurance benefits. With employee groups, premiums are usually paid on a monthly basis. What is the te...

Does the state of Texas offer health insurance?

The State of Texas currently contributes to a state employee’s health care rate, or premium. Currently, the state pays 100% of the health plan premium for...