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What is the difference between a title company and an attorney?

A title company works for the title insurer and must focus on protecting their business, while an attorney focuses on protecting you, their client. Also, ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does an appraisal affect insurance?

While your home’s purchase appraisal will affect your home insurance rates—since home insurance premiums are based on the value of your home—these apprais...

Are bonuses included in workers comp calculations?

Inclusions in payroll for Workers Compensation insurance: Bonuses including stock bonus plans. Extra pay for overtime work, with exception. Payments for s...

How do you prove medically necessary?

Well, as we explain in this post, to be considered medically necessary, a service must: “Be safe and effective; Have a duration and frequency that are app...

What is insurance company and its function?

a financial institution that provides a range of INSURANCE policies to protect individuals and businesses against the RISK of financial losses in return f...

Who bought out Aviva Life Insurance company?

Athene Holding In December 2012, Aviva agreed to sell Aviva USA Corporation to Athene Holding for US$1.8 billion (£1.1 billion) as part of a plan to impro...

How does life insurance work for the insurance company?

Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lu...

What is National General Insurance Company code?

23728 NAIC#: 23728 800-526-0332 CPAF: 392 DMV#: 225 430890050 National General Insurance Company PO Box 3199 Winston-Salem, NC 27102-3199 What is National...

Will insurance cover an implant?

The implant might be covered by your medical plan. If there are medical problems related to the loss of a tooth, some medical insurance plans will cover i...

Can an employer be the beneficiary of a group life insurance policy?

purpose, employees may want to name their employer as beneficiary of their group life insurance, especially when the employer is a charitable organization...