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Can I force insurance to use OEM parts?

You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If th...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do insurance agents make their own hours?

Myth #5: Insurance Agents Work Really Long Hours On a day to day basis, however, our insurance agents enjoy the freedom that comes with owning their own b...

What is the NAIC number for Westfield Insurance Company?

24112 NAIC#: 24112 WESTFIELD COMPANIES CPAF: 616 228 DMV#: 09/28/1951 Westfield Insurance Company One Park Circle P.O. Box 5001 Westfield Center, OH 44251...

How does car insurance work for children of divorced parents?

If you share joint custody: You and your ex-spouse both will probably need to add the young drivers to your car insurance policies if the kids have regula...

What happens when insurance totals a vehicle?

If the insurance company totals your car, it will pay you the car’s actual cash value, minus your deductible, and your car is then sent to a salvage yard ...

Does a trampoline affect homeowners insurance?

Actually, most insurance companies do not cover trampolines because they consider them too costly due to liability risks. In short, trampolines likely won...

What is the meaning of sum assured in insurance?

The Sum assured is the total value of the insurance policy’s insurance when purchasing it. Under any circumstances, such as a death, the Sum assured will ...

Can anyone drive my car if I am fully comprehensive?

Can I drive another car with comprehensive insurance? Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’...

What happens if someone else damages your car?

If someone else is driving your car and another person causes the accident, the at-fault driver’s insurance is usually responsible for covering costs. On ...

How many main insurance companies are there?

This statistic displays the number of insurance companies authorized by United Kingdom (UK) Prudential Regulation Authority (PRA) operating in the country...