Can anyone drive my car if I am fully comprehensive?

Can I drive another car with comprehensive insurance? Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.

What happens if you let someone else drive your car?

If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.

Can a person Drive my Car and be covered on my insurance?

Your car insurance policy outlines who has permission to drive your car and who doesn’t, and some policies may even explicitly state that no one besides you is covered when driving your car. Whether your insurance will cover the person driving your car often comes down to whether they are a permissive or non-permissive user.

Is there such thing as full coverage car insurance?

Technically, there is no regulated full coverage car insurance definition, and each company will offer slightly different policy options. Customarily, though, a full coverage policy will include at least your state’s minimum legal car insurance requirements, as well as comprehensive and collision insurance.

What kind of Insurance follows the person driving the car?

In some scenarios, insurance will follow the car. In others, insurance will follow only the car. It depends on who is driving your vehicle, what type of coverage you need to use, and how the incident occurred. Typically, liability insurance follows the driver, and full coverage follows the car.

Is it okay to have someone else drive your car?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. Think of it this way: the car insurance typically follows the car, not the driver. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.