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What happens to a car when a spouse dies?

The executor is responsible for distributing the property identified in the will, which will include the vehicle if listed in the will. Additionally, if t...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a primary beneficiary decline life insurance?

Yes. A beneficiary may disclaim his or her interest in the policy. A disclaimer of benefits by a beneficiary will result in the proceeds being paid to who...

Do I need to tell homeowners insurance about above ground pool?

Proper insurance coverage is essential when adding a pool to your home. Many policies will cover an above ground pool, but some may not. If your existing ...

Why should we get insurance?

It protects your income from unexpected expenses Life insurance protects your income in such a way that it acts as a replacement so you can pay off debts ...

How does car insurance work if your teen is driving your car?

This is true even if your teen lives with another parent who has car insurance because your auto insurance company assumes the teen will drive your car wh...

Does an umbrella policy cover professional liability?

Umbrella insurance can most certainly cover professional liability and it’s fast becoming one of the most popular forms of insurance with professionals. A...

Do all homeowners policies have liability?

Every homeowners insurance policy has a liability limit, which determines the amount of coverage the insured has should an unfortunate incident occur. The...

Is water damage covered by laptop insurance?

So if a burst pipe damages everything in your living room (laptop included) it will be covered. Believe it or not, if you spill water on your friend’s lap...

What is the maximum basic salary for calculating compensation under group personal accident policy?

For weekly paid Insured Persons, the Salary will be calculated by taking the average gross weekly basic salary of the Insured Person for the thirteen (13)...

Is no-fault insurance required in Minnesota?

Personal Injury Protection Coverage Minnesota law requires all licensed drivers to purchase Personal Injury Protection (PIP) coverage, which is the no-fau...