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What does a typical homeowners insurance policy cover?

Homeowners insurance policies generally cover destruction and damage to a residence’s interior and exterior, the loss or theft of possessions, and persona...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is malpractice insurance covered by employer?

A medical professional may receive liability insurance coverage from their employer, which may be a hospital or private practice. Employer coverage is a c...

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Can you insure a Rottweiler?

As a pure breed, Rottweilers are more susceptible to genetic health issues than mixed breed dogs. Most of our customers pay $35 to $53 per month to insure...

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What structures are not eligible for flood insurance under the National Flood Insurance Program?

Buildings newly constructed or substantially improved on or after October 1, 1982, and located entirely in, on, or over water or seaward of mean high tide...

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Does home insurance cover fire caused by cooking?

Fire insurance typically covers damage to your home and property even if you accidentally cause a fire. In fact, most home fires are caused by people, whe...

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What is 72 hour clause in insurance?

In construction all risk insurance policy, 72-hour clause signifies any losses or damages which occur during any period of 72 consecutive hours and which ...

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How much is insurance on a 50K car?

CALIFORNIA AUTO INSURANCE RATES BY COVERAGE LEVEL Coverage Level Average Annual Premium $50K/$100K/$50K Bodily Injury/Property Damage — $1,000 Comprehensi...

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Can a life insurance agent write his own policy?

Yes. Life Insurance Agents can write a their own Life Insurance Policy and recieve the commission. They get paid on their own policies. It’s no negative a...

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Do life insurance companies share medical information?

Life insurance companies can’t directly share your medical information with others, but they can report it to the Medical Information Bureau if they are a...

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How do I find details of life insurance?

Life Insurance Look for insurance related documents. Contact financial advisors. Review life insurance applications. Contact previous employers. Check ban...

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