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Why does my insurance company want to interview me?

This interview provides the adjuster with the information he or she needs to get your claim started, and to pursue action against other drivers or parties...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you need to be a US citizen to have car insurance?

To get auto insurance in the U.S. if you are not an American citizen, you need to apply for an International Driving Permit. Most insurance companies will...

Who owns Bankers Life and Casualty Company?

CNO Financial Group Conseco Life Insurance Company of Texas Bankers Life/Parent organizations Bankers Life is the primary subsidiary of CNO Financial Gro...

Do insurance companies require a police report?

You are not by law required to file a police report to file an insurance claim. The insurance company will be more likely to deny your claim; and. If the ...

Is a bodily injury claim a lawsuit?

A personal injury lawsuit allows victims to pursue compensation for damages resulting from injuries, just like a personal injury claim, but through a lega...

When was AmeriLife founded?

2009 The company was founded in 2009 by Larry McLean, who brought his 20 years of experience in the senior market helping people plan for retirement. He e...

What does reinstated mean in car insurance?

Car insurance reinstatement means that you’ve had a policy canceled, most likely for non-payment of your premium, and you have chosen to reestablish that ...

Is PL full coverage?

Personal liability (PL) insurance is one part of PLPD, and it goes into effect when you’re at fault in an accident. It covers the medical bills of the oth...

What happens if you crash into a parked car and drive off?

What happens if you hit a parked car and drive off? If you don’t stop, you may well hear from the police. There could be CCTV or witnesses who can prove y...

What does personal injury protection PIP cover during an accident?

How personal injury protection differs from bodily injury liability. PIP helps cover your medical expenses, regardless of who was at fault for an accident...