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What determines your cost of insurance?

Insurers assess many factors – including your driving record – when calculating your premium. Your insurance rates are also determined, in part, by the ty...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I insure a car that is titled to someone else?

While the person who owns a car is usually the one who insures it, most states will allow policies to be paid by someone other than the owner. The most co...

Can I sue a driver who hit me with no insurance?

If you don’t have comprehensive car insurance, you won’t be covered for property damage to your own vehicle. However, if the other driver is at fault for ...

What are the 6 categories covered by homeowners insurance?

The levels of coverage you need for these six different areas are what your insurance company will base your premium calculations on. Property Damage. Thi...

What is non owned physical damage coverage?

A non-owned auto liability insurance policy will provide coverage for third-party property damage and bodily injury as a result of an accident. If a lawsu...

What is an expert in statistics insurance risks called?

Actuarial science is the discipline that applies mathematical and statistical methods to assess risk in insurance, finance, and other industries and profe...

What GPA is needed for insurance discount?

3.0 GPA All of the 10 largest car insurance companies offer good student discounts, and most will accept a minimum of a B average or a 3.0 GPA. A designat...

What is the average income of an insurance salesman?

$50,940 How Much Does an Insurance Sales Agent Make? Insurance Sales Agents made a median salary of $50,940 in 2019. The best-paid 25 percent made $77,460...

Do I need comprehensive insurance on an old car?

Do I need comprehensive insurance on an old car? If you don’t have a loan or lease on your car, comprehensive insurance likely isn’t required. And if the ...

Do insurance companies check EDR?

The important role of EDR data in accident claims is certainly not lost on insurance companies. Most insurance companies will act fast to get their hands ...