The Daily Horizon

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Can a sixteen year old get into a car accident?

Let’s face it; teenagers can be bad drivers. When your child turns sixteen and gets a driver’s license, you can expect your car insurance to soar. And if ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I insure my bike before my CBT?

Can you insure a bike without a CBT? Yes, even if you haven’t completed your CBT, you will still need to have bike insurance. You don’t need to have passe...

How does insurance replacement cost work?

Replacement cost insurance pays you to repair or rebuild your home to how it was before a catastrophic event. It also pays to replace your damaged, destro...

Can you get car insurance without a permanent address?

Without a permanent address, an insurance company may view you as a liability. This creates too much risk for the insurance company to issue a policy. If ...

Does life insurance cover work accidents?

Life insurance pays out the death benefit to your beneficiaries for most causes of death. Illness, suicide, accidents, and death by natural causes are all...

What insurance benefits are taxable?

Generally, life insurance proceeds you receive as a beneficiary due to the death of the insured person, aren’t includable in gross income and you don’t ha...

What factors influence cost of insurance?

Below are the 15 rating factors most often used by car insurance companies, along with some associated costs by insurer. Age. Age is a very significant ra...

How do I remove my partner from health insurance?

Call your individual health insurance plan’s number and ask to remove a dependent from the plan. If you pay premiums on a month-to-month basis, you can dr...

What things require insurance?

Read on to find out more about nine common types of insurance you may want to consider buying. Health insurance. Health insurance is the single most impor...

What earnings are excluded from workers comp?

What Wages Are NOT Subject to Workers’ Compensation? Employee tips and other gratuities. Employer payments to group insurance plans or pension plans, and ...