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Who pays the damages that exceed the policy limits?

When an insurance company refuses to settle for the policy limit where the damages clearly exceed the policy limits, they may be subject to a bad faith cl...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Should I repair minor bumper damage?

Bumper damage can raise a lot of red flags for potential buyers when you put your car on the market for resale. Even dealerships will reduce what you’re o...

How is information technology beneficial in the insurance sector mention any three factors?

Internet of Things (IoT), telematics, drones, the blockchain, smart contracts, and artificial intelligence (AI) are providing new ways to measure, control...

Can a husband take out a life insurance policy on his wife?

Can I buy life insurance on my spouse? Yes. You need insurable interest and your spouse’s consent to buy life insurance on them. While spouses can own lif...

Where is UnitedHealth Group Incorporated?

Minnetonka, Minnesota UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota. Who owns UnitedHealthcare insurance ...

Does North Carolina require wind insurance?

Wind and Hail Insurance is a critical component of protecting your home and other precious assets, and if you live in certain areas and have a mortgage, i...

What are four factors that determine the cost of life insurance?

8 Factors That Affect Life Insurance Premiums Age. Your date of birth is the top factor affecting your life insurance premium. Gender. Women tend to live ...

How much does 2 points affect insurance in MD?

Two points will increase a driver’s insurance costs by roughly 20% to 100%, depending on the state, insurance company and type of violation. Two points ar...

What do insurance companies consider vicious dogs?

Dangerous Dog Breeds According to most insurance companies, the following are the more common “Dangerous Breeds” or “Blacklisted Breeds”: Pit Bulls & ...

What does straight mean in insurance?

Straight refers to the premium structure of the whole life insurance policy. This terminology denotes that premiums for the plan will be level, meaning th...