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How can I be the best insurance salesman?

These simple insurance sales tips can help you increase your commission! Build trust and confidence by dressing professionally. Demonstrate knowledge and ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Why would an insurance company waive subrogation?

A Waiver of Subrogation is an endorsement that prohibits an insurance carrier from recovering the money they paid on a claim from a negligent third party....

What should I do if someone hits my parked car?

If the other person is totally to blame, notify his or her insurance company. If the other driver hit your legally parked car, then the other driver’s ins...

What are insurance contract requirements?

In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal ca...

What happens if your life insurance beneficiary is a minor?

What happens to the death benefit if you name a minor as a beneficiary? If your beneficiary is under the age of majority when you die, the death benefit w...

Does homeowners insurance pay for dog attacks?

Yes, your homeowners insurance can cover the cost if your dog bites another dog and the other animal needs to go to the vet, or the other owner decides to...

What life insurance policy is interest sensitive?

Interest sensitive life insurance is a form of permanent life insurance coverage that combines the benefits of whole life and universal life policies. The...

Can I drive with expired license in California?

A: There is no grace period. Once your California driver’s license expires, it’s expired and you can’t legally drive. According to California law, drivers...

What do thieves do with stolen vehicles?

1. A Chop Shop. Sometimes a vehicle is worth more in pieces than it is as a whole, and thieves can turn a stolen car into cash quickly by parting it out a...

Is mold removal expensive?

On average, mold removal costs $2,347, with a typical price range between $1,373 and $3,325 or between $13.33 and $28.33 per square foot. Small mold remed...