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Will homeowners insurance cover stolen packages?

Homeowners insurance may help cover theft and break-ins. Personal property coverage helps pay to replace or repair your belongings if they are stolen or d...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do you become a licensed title agent in Michigan?

Complete the required Pre-licensing Education (PE) coursework from a Michigan-approved PE provider prior to taking an examination. PE requirements may be ...

Does an accident report affect insurance?

Having an accident on your driving record can affect your car insurance rates and what you pay for premiums. In general, your car insurance company does n...

What is the consideration in a typical insurance contract?

Consideration. This is the premium or the future premiums that you have to pay to your insurance company. For insurers, consideration also refers to the m...

How much does insurance go up after a hit?

How much does insurance go up after an accident? Car insurance premiums increase an average of 46% after an accident with a bodily injury claim, according...

Is flood insurance always required?

Homes and businesses in high-risk flood areas with government-backed mortgages are required to have flood insurance. While flood insurance is not federall...

What happens when your car gets totaled?

What Happens If My Car Is Totaled In An Accident? Your insurer will determine whether the vehicle is a total loss, based on repair costs. Your insurer wil...

Why should I avoid duplicate coverage?

If your vehicles are insured for the same amount by each company, it is possible that the two companies will argue over who should pay. This could delay t...

Can you find out why a car has a salvage title?

What’s in the vehicle history report – The vehicle history will give you a better idea of why a vehicle received a salvage title. What’s in the insurance ...

Is hitting a deer considered at fault?

Accidentally hitting an animal is not against the law, nor is it deemed to be your fault. Follow these steps after you hit an animal: Pull over to the sid...