The Daily Horizon

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What happens when your car is totaled by the insurance company?

What Happens If My Car Is Totaled In An Accident? Your insurer will determine whether the vehicle is a total loss, based on repair costs. Your insurer wil...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What insurance should I have for my small business?

Every business should consider Public Liability Insurance – even home-based businesses. It covers you and your employees for potential liabilities to thir...

Does a decreasing term policy have a decreasing premium?

What Is Decreasing Term Insurance? Decreasing term insurance is renewable term life insurance with coverage decreasing over the life of the policy at a pr...

What is a beneficiary for car insurance?

A car insurance beneficiary is usually named in a policy that provides death or funeral benefits, which are special car insurance types of coverage. Here ...

What losses does renters insurance cover?

Renters insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented proper...

Can you cancel a 6 month insurance policy?

Fortunately, auto insurance companies generally give you the right to cancel your policy at any time as long as you give proper notice. While most insuran...

How do I get my insurance license in Maine?

How to Get Your Maine Insurance License Complete an Insurance Exam Prep Course. Pass Your Maine Licensing Exam. Apply for a Maine Insurance License. Plan ...

Will my insurance go up if I move to another state?

Moving out of state will require a whole new car insurance policy. But what if you’re simply moving across town—do you still need to take car insurance ra...

Do your insurance rates go up if your car is stolen?

One myth about insurance is that when a car is stolen, a person’s rates automatically rise. This isn’t true. While there is no certainty that the insuranc...

How long after buying a car do you need insurance?

The California new car insurance grace period is 30 days, which is how long you have after purchasing a vehicle to get insurance coverage for that vehicle...