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What type of insurance is required for a restaurant?

Restaurant owners should consider business property insurance, which can cover the physical building and everything inside. Liability insurance provides c...

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Latest insights and tutorials from the The Daily Horizon team.

What are the two options of coverage available for a home insurance policy?

Most insurance companies will offer you a choice of two types of homeowners insurance policies – a cash value policy or a replacement cost policy. For mos...

How do I become a title agent in Virginia?

The Title Insurance License is required for anybody wishing to become a title agent. As set forth in the Code of Virginia § 38.2-1814.1, anyone making an ...

What are the common terms of auto insurance?

Below you’ll find definitions of some of the most common terms used when dealing with auto insurance. Adjuster. Bodily injury liability. Claim. Collision ...

What type of insurance do recruitment agencies need?

What insurance does a recruitment agency need? Vicarious Liability. Protects you should claims be made against you for the actions of temps or contractors...

What is the main focus of general insurance?

While life insurance policies cover the financial loss suffered due to loss of life, general insurance policies cover the financial loss suffered due to t...

Do parking tickets affect credit score Canada?

Won’t hurt your credit score CBC also put that question to credit-monitoring firm Equifax and they confirm an unpaid parking ticket — as long as it’s from...

Is certified mail guaranteed?

USPS Certified Mail provides the mailer a receipt or ‘proof of mailing’ and evidence of delivery when the letter is delivered. It does not guarantee an ex...

Do I need to inform my insurance company if someone hits my car?

Yes – if you’ve been in an accident, you do have to tell your insurer. You should send your insurer a letter telling them what’s happened. But make it cry...

Does liability insurance cover diminished value?

Car insurance companies typically won’t cover diminished value claims if you’re at fault in an accident. But if another driver causes an accident, you can...