What does liability insurance not cover in an accident?
Liability insurance does not cover your car if another driver causes an accident. In this case, the other party’s insurance should take care of your damag...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Is flood insurance effective immediately?
MYTH: You can’t get flood insurance immediately before or during a flood. TRUTH: You can get National Flood Insurance at any time. However, there is a 30-...
Read More →At what stage do you stop paying National Insurance?
State Pension age Overview. You do not pay National Insurance after you reach State Pension age – unless you’re self-employed and pay Class 4 contribution...
Read More →How long does a car dealership have to give you the title in Missouri?
If original seller is not a dealer, he or she must apply for title within 30 days to avoid a title penalty. Is Mississippi a title holding state? There ar...
Read More →What is dram shop liability coverage?
Liquor liability insurance, also known as dram shop insurance, is liability coverage for businesses that serve, sell, distribute, manufacture or supply al...
Read More →What happens if I was at fault in a car accident with no insurance?
What happens if I was at fault in a car accident with no insurance? Whoever is responsible for a car accident is typically the one required to pick up the...
Read More →What insurance covers damage to your vehicle caused by something other than collision?
Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision. Co...
Read More →Do I have to change my car registration if I move to another state military?
Most states require insurance and many will require proof of insurance before you even register your vehicle. If you’ve moved, your insurance rates will c...
Read More →Why did health insurance send me a check?
A health insurance company would send you a check for a number of reasons. It could be a refund of an over-payment you made. It could also be because of a...
Read More →Does my employer have to provide life insurance?
Life insurance is an optional employment perk that does not have to be offered to any employees. If a company offers life insurance, there is no minimum o...
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