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Can I insure a motorcycle with a salvage title?

You can get insurance for a salvage motorcycle that you’ve restored to roadworthy status. However, you might find comprehensive or collision coverage hard...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How can I get my mother health insurance?

If you’re interested in getting health coverage for your parents, contact your health plan to find out if you can add them to your plan. Your parents must...

Under what conditions can an insurer refuse to pay you a claim?

There are five main reasons for refusal of an insurance claim: damage not caused by disaster – your insurance policy will only cover damage caused by an i...

What is the purpose of insurable risk?

Insurable risks are risks that insurance companies will cover. These include a wide range of losses, including those from fire, theft, or lawsuits. When y...

Who is responsible for a leak in a condo?

In a condominium, the owner of the unit is responsible for maintaining and repairing everything in their unit. Therefore, if the source of the leak is in ...

Can a company lay you off if you are on workers comp?

Under California worker’ compensation law, an employer cannot terminate a person’s employment just because they sustained an injury on the job or decided ...

How much does 4 points affect insurance in NC?

Think again: even 1 point could lead to a 30% increase in your insurance rate. 4 points could mean an 80% increase, and by the time you’re at 12 points, y...

Who is Farmers Insurance owned by?

the Zurich Insurance Group Farmers Group, Inc., a wholly owned subsidiary of the Zurich Insurance Group, provides certain non-claims services and ancillar...

Can a person cash in their life insurance?

Generally, you can withdraw a limited amount of cash from your whole life insurance policy. In fact, a cash-value withdrawal up to your policy basis, whic...

Can I have 2 insurances?

Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policie...