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How does insurance work simple?

Insurance is a contract that transfers the risk of financial loss from an individual or business to an insurance company. They collect small amounts of mo...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is a workers comp lien conference?

What is a Lien Conference? A Lien Conference involves payment for medical treatment. This does not involve the injured worker. It is between the insurance...

Does homeowners insurance cover outside pipes?

Homeowners insurance may help cover damage caused by leaking plumbing if the leak is sudden and accidental, such as if a washing machine supply hose sudde...

Do you need special insurance for delivery?

The short answer is that you need to have Hire & Reward (H&R) insurance in place to cover your food delivery work because your standard Social, Do...

Does insurance cover old injuries?

Yes. Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing conditio...

Who bought out American Life Insurance Company?

MetLife, Inc. (NYSE: MET) announced today that it has completed its acquisition of American Life Insurance Company (Alico) from American International Gro...

Can a 17-year-old get their own car insurance in South Carolina?

Yes, 17-year-old can almost always get car insurance, but since they are minors, a parent or guardian typically will be required to sign on the policy wit...

How much medical payments coverage should I have?

7. What policy limits are available for medical payments coverage in California? By law, all companies selling motor vehicle insurance in California must ...

What Pet Insurance do most vets recommend?

Veterinarians know a Trupanion policy can help your pet with unexpected injuries and illnesses. That’s why over 2,300 veterinary hospitals and over 10,000...

How do I get a general liability certificate?

How can you get a certificate of liability insurance with Insureon? Complete an online application. Complete Insureon’s free online application, which ask...