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What are 21st century problems?

People around the entire world face many more different terrible situations; slavery, poverty, lack of water etc. Most people around the world don’t get t...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Which insurance company pays out the most claims?

These are the companies that received the highest ratings from our team: Allstate: Best Overall. Amica: Best Customer Service. State Farm: Best Endorsemen...

Is Allstate Insurance publicly traded?

Allstate became a publicly traded company in 1993 – which at that time was the largest initial public offering in the nation’s history. In 1995, Allstate ...

What is employment and profession?

Employment. Meaning. Profession means all those activities which require special knowledge and skills. Employment means when an individual works regularly...

Does will override revocable nomination?

Q:What if I have made both a nomination and a will? A: It depends on the type of nomination that you have made. Revocable Nomination made under s49M(2) of...

What does LLP mean in insurance?

limited liability partnership A limited liability partnership is based on the same concept of limited liability as the LLC. An LLP is created from a busin...

What happens if I lost my life insurance policy?

Only the owner of the life insurance policy can make material changes to it, such as designating a new beneficiary or even updating an address. However, a...

Does your insurance go up if your car is vandalized?

Will a vandalism claim raise my car insurance rates? In many cases, a vandalism claim will not raise your rates because the damage was not your fault, unl...

Should I call my insurance if I hit a parked car?

Call your insurance provider as soon as you can, even if you’re not planning to make a claim. Give them the details, along with any photos, and the contac...

What does it mean when an insurance policy is amended?

insurance endorsement/rider An insurance endorsement/rider is an amendment to an existing insurance contract that changes the terms of the original policy...