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Do you need full coverage on a owned car?

Most states don’t require you to drive your car off the lot with full coverage, no matter if the car is new or used. However, finance lenders want to ensu...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How many mph over is reckless driving in NY?

30 mph In the state of New York, speeding is automatically considered reckless driving once you are driving at 30 mph over the posted speed limit. How man...

Is ICWA a good career option?

ICWA is definitely a good course for students who wish to pursue a career in finance and management. After the completion of ICWA course, candidates can l...

What car insurance is required in Oklahoma?

Required Minimum Oklahoma Car Insurance Coverage Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability ...

Can there be two beneficiaries on a life insurance policy?

Can You Have Two Primary Beneficiaries on Life Insurance? Yes. If there is more than one primary beneficiary, the primary beneficiaries share the death be...

Why do I need commercial general liability insurance?

Commercial general liability coverage is required by most businesses to protect them from financial loss stemming from negligence. It protects a company f...

What are the two types of comparative negligence?

There are generally three types of comparative negligence: contributory negligence, pure comparative negligence, and modified comparative negligence. What...

What happens when the beneficiary of an insurance policy dies?

Generally, if there are multiple primary beneficiaries and one dies, the death benefit passes to the remaining living beneficiaries. If the primary benefi...

How long does it take to get an insurance sales license?

The time commitment for taking the pre-licensure course varies from state-to-state, but an average length of time is around 20 hours3 with a multi-hour ex...

Can you get life insurance if you have mental health issues?

Can you get life insurance with a mental health condition? Yes, it is possible to get life insurance with a mental health condition, but the decision is m...