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Is Ally Financial and Ally Bank the same?

In May 2009 GMAC Bank was rebranded as Ally Bank. In May 2010, GMAC re-branded itself as Ally Financial. In May 2016, Ally Bank re-entered the mortgage bu...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can an insurance policy provide more than a death benefit?

Term life insurance guarantees payment of a stated death benefit to the insured’s beneficiaries if the insured person dies during a specified term. These ...

What are the reasons for need for insurance?

Insurance plans are beneficial to anyone looking to protect their family, assets/property and themselves from financial risk/losses: Insurance plans will ...

Are AC systems covered by homeowners insurance?

Home insurance may help cover your heating, ventilation and air conditioning (HVAC) system if it’s damaged by a covered peril, as defined in your policy d...

What does make a loss mean?

: to lose money They took a loss on the deal. What does making a loss mean in business? From Longman Business Dictionaryˈloss-ˌmaking adjective a loss-mak...

Who was president at the time of the stock market crash?

When Herbert Hoover became President in 1929, the stock market was climbing to unprecedented levels, and some investors were taking advantage of low inter...

What type of insurance is effected as double insurance?

(1) Where two or more policies are effected by or on behalf of the assured on the same adventure and interest or any part thereof, and the sums insured ex...

How can we improve sustainable development?

Achieving access to nutritional food and clean water for all, while protecting the biosphere and the oceans, requires more efficient and sustainable food ...

Why is the Health Insurance Portability and Accountability Act HIPAA so important how does it protect the patient?

HIPAA is there to protect individuals and to ensure everyone has full access to a copy of their personal medical records. It is ultimately a civil rights ...

Whats included in a timeshare?

All timeshares come with annual fees, which might also be referred to as maintenance fees, homeowners association (HOA) fees or dues. These fees cover pro...