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Are death benefits subject to income tax?

For life insurance policies, death benefits are not subject to income tax and named beneficiaries ordinarily receive the death benefit as a lump-sum payme...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who is the #1 auto insurer in the country?

State Farm State Farm is the largest auto insurance company in the U.S. and possesses 16% of the total available market share. Over 15% of dollars spent o...

What is life insurance and how it works?

Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lu...

What is the leverage effect in finance?

The leverage effect describes the effect of debt on the return on equity: Additional debt can increase the return on equity for the owner. If the interest...

Why would someone buy a high rated bond?

Investors buy bonds because: They provide a predictable income stream. If the bonds are held to maturity, bondholders get back the entire principal, so bo...

What is a intermediary example?

For example, merchants are intermediaries that buy and resell products. There are four generally recognized broad groups of intermediaries: agents, wholes...

Is financial advising a growing field?

Employment of personal financial advisors is projected to grow 4 percent from 2019 to 2029, about as fast as the average for all occupations. As the popul...

Is Assurity a good life insurance company?

*Assurity is rated A- (Excellent). A- (Excellent) is the 4th highest of 15 ratings for financial strength by A.M. Best Company. How to cancel assurity ins...

What is the main theme of Wicked the Musical?

Wicked is based on the premise that good and evil are, to some degree, matters of perspective. The Wicked Witch of the West is a classic villain of Americ...

What happens if you let someone drive without insurance?

If a young driver allows someone to drive their vehicle without insurance, then this will result in their licence being revoked and receiving a driving ba...