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Does homeowners insurance cover a tractor?

Your home insurance may cover your tractor as long as it’s on your property and being used for maintenance or farm use. Once you drive it off your propert...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is considered total loss in Florida?

In Florida, a vehicle is considered a total loss under the law if the cost to repair the vehicle is 80% or more of its fair market value. In these cases, ...

Is the shingles vaccine considered preventive care?

BCBSGa is updated its Affordable Care Act (ACA) preventive care coverage to include Shingrix, the new zoster (shingles) vaccine, based on a new recommenda...

What is an anticipated endowment policy?

An anticipated endowment is an endowment policy with guaranteed cash payments payable to the policy owner at regular intervals during the term of the poli...

What is the work of micrometer?

A micrometer is a measuring instrument that can make extraordinarily precise measurements. Most micrometers are designed to measure within one one-thousan...

Does having a permit increase insurance?

Your insurance rate should not be affected when your child gets a permit. They will need to obtain their own auto insurance, however, when they qualify fo...

When would you be eligible for workers compensation?

Workers compensation is a form of insurance payment to employees if they are injured at work or become sick due to their work. Workers compensation includ...

How is electricity transported from power stations?

Electricity distribution The high voltage electricity that is used for transmission from the generator is converted into lower voltages by substation tran...

What happens if two insurance policies cover the same risk?

If your vehicles are insured for the same amount by each company, it is possible that the two companies will argue over who should pay. This could delay t...

Do college student need to be full time to stay on parents insurance?

The old rule required that a dependent child be a full time student in order to remain on a California health insurance family plan (through their parents...