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Is hip dysplasia considered a pre-existing condition?

Yes, the hip dysplasia is covered. Our claims specialists could find a medical disconnect between the knee injury and the hip dysplasia, so it would not b...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do people afford health insurance in the US?

Most Americans get coverage from a subsidized government-run program (Medicare, Medicaid, or CHIP), an employer-sponsored plan that includes significant e...

What happens if you unknowingly purchased stolen goods?

The law requires that you “knowingly” buy stolen goods with an intent to permanently deprive the owner of the property. If you did not know that they were...

What was Cornelius Vanderbilt known for?

Shipping and railroad tycoon Cornelius Vanderbilt (1794-1877) was a self-made multi-millionaire who became one of the wealthiest Americans of the 19th cen...

How do title insurance companies work?

The role of a title company is to verify that the title to the real estate is legitimately given to the home buyer. Essentially, they make sure that a sel...

Does homeowners insurance increase when you refinance?

When you take out a straight refinance loan, you simply pay off the existing loan with a new loan for the same amount. Your lender may not require you to ...

Where can I take my NJ insurance exam?

Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation. To c...

Why do teens have higher insurance rates?

Why is insurance so expensive for teenage drivers? The cost of auto insurance varies from one group of drivers to another because some groups have worse d...

What is the main export of Chile?

Exports: The top exports of Chile are Copper Ore ($18.4B), Refined Copper ($13.4B), Sulfate Chemical Woodpulp ($2.82B), Fish Fillets ($2.79B), and Pitted ...

How much is mortgage insurance on a reverse mortgage?

Annual mortgage insurance The fee is equal to 0.5% of the outstanding loan amount. Since your reverse mortgage balance will grow over time, you can expect...