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What happens if you outlive your whole life insurance?

When you outlive your term policy, you will no longer have life insurance coverage—but you can convert to a permanent policy or buy new term insurance. Wh...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What countries is AIG in?

Our largest global partner is Fairfax Financial Holdings (Fairfax), taking over AIG’s operations in: Argentina, Chile, Colombia, Uruguay, Venezuela and Tu...

Can you put two people on life insurance?

What is a joint life insurance policy? It’s a life insurance policy for two people – typically spouses or domestic partners – but it only pays a benefit w...

What would cause insurance to reject a claim?

You committed fraud or provided false information during the application process. Your insurance company can deny your claim if you didn’t provide accurat...

How much does it cost to insure an Rx8?

How Much Does It Cost to Insure a Mazda RX-8? The average annual cost of insurance for a Mazda RX-8 is approximately $750. Is a Mazda Rx8 a sports car for...

Does my insurance cover me in another country?

Although many health insurance companies will pay “customary and reasonable” hospital costs abroad, very few will pay for your medical evacuation back to ...

How are health maintenance organizations HMOs and preferred provider organizations PPOs similar?

An HMO is a Health Maintenance Organization, while PPO stands for Preferred Provider Organization. The differences, besides acronyms, are distinct. But th...

Is motorcycle insurance mandatory in Colorado?

How much motorcycle insurance is legally required in Colorado? Under Colorado law, riding a motorcycle requires the same amount of liability insurance as ...

Does car insurance cover reckless driving?

Recklessness or racing Reckless driving and racing will likely see your car insurance denying a claim. In the end, it’s best to use common sense. If you’r...

Can an insurance company take money back?

If you own your vehicle free and clear and are carrying collision and comprehensive insurance coverage, you can generally take the claims check and keep t...