The Daily Horizon

Featured Article

Does Aetna cover doctor visits?

Aetna* health benefits and health insurance plans cover most types of health care from a doctor or hospital. But they do not cover everything. The plan co...

Read Full Article Browse science

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

At what age are you forced off your parents insurance?

26 If you’re covered by a parent’s job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans...

What are the codes for auto insurance companies?

Ins company codes, or insurance company codes, typically range from 1 to 27 with the lower numbered codes assigned to low auto insurance rates and the hig...

Is the auto insurance policyholder liable if someone on their policy causes an accident?

Thankfully, in most accidents, damages will be covered by one of the involved driver’s insurance companies. It’s usually whoever was liable for the crash,...

Did China Oceanwide buy Genworth?

HENRICO COUNTY, Va. — Insurer Genworth Financial has pulled the plug on its long-delayed acquisition by a Chinese company. The deal was first announced in...

Is Workers Comp considered taxable income?

Worker’s compensation benefits in California are considered non-taxable income. Workers’ compensation is a public, federally funded benefit designed to he...

What is a fiduciary in insurance?

Fiduciary liability insurance is designed to protect the business from claims of mismanagement and the legal liability arising out of their role as fiduci...

Does insurance cover if you are drunk?

Driving under the influence of alcohol or drugs is illegal, obviously. However, if you drive drunk and cause a car accident, your car insurance policy wil...

What does pecuniary loss mean?

As it relates to a wrongful death lawsuit, a pecuniary loss is defined as the financial loss you may experience as a family member of a person who has die...

How long do I have to file a claim Allstate?

Allstate does not have a set time limit for filing claims and will consider a claim even if it is filed months or years after the incident occurred. Howev...