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When can a creditor ask for marital status?

When a request for credit is joint (made by two or more individuals who will be primarily liable), the creditor may ask the applicant’s marital status, re...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

When does a speeding ticket affect your insurance?

But many insurance companies only look back three to five years for minor violations, including speeding tickets, when determining rates. Once that time i...

Is a contract of life insurance a contract of indemnity?

Life insurance does not relate to a contract of indemnity because the insurer does not promise to indemnify the insured for any loss on maturity or death ...

Can I get travel insurance instead of health insurance?

Travel insurance isn’t the same thing as health insurance. Travel insurance with emergency medical benefits offers just that — benefits for losses due to ...

Does PLPD cover theft?

PLPD Insurance is legally mandatory and covers damages or injuries to another person or their property. Comprehensive Coverage covers all of the above and...

Can an insurance company cancel my policy without notice?

In most states, an insurance company must give a policyholder written notice of cancellation at least 30 days before canceling the policy. 1 The policy c...

Is it hard to get insurance after a DUI?

If you’re convicted of a DUI, you immediately get classified as high risk driver. That designation makes auto insurance significantly more expensive on av...

Who is the current chairman of insurance Regulatory Development Authority?

Shubash Chandra Khuntia Shubash Chandra Khuntia, former chief secretary to the Karnataka government, has been appointed as the new chairman of the Insuran...

What is a valued policy in business?

a policy in which the company and the policyholder agree to the amount to be paid in the event of total loss of property, regardless of the value of the p...

What insurance does a warehouse need?

Employers’ liability cover is a legal requirement for your warehouse if you employ staff. Our warehouse insurance policy can include this, covering you fo...