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What does medical payments coverage mean?

Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers’ medical expenses if you’re injured in a car accide...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does smoking affect house insurance?

Smokers. Being a smoker won’t invalidate your home insurance, but if you lie about you or anyone you live with smoking, your insurer could refuse a claim ...

What legal issues does a personal chef need to consider?

A personal chef must purchase cooking supplies, food, food storage containers, rent/purchase space to prepare meals, obtain liability insurance, and inves...

Can I force insurance to use OEM parts?

You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If th...

Does a trampoline affect homeowners insurance?

Actually, most insurance companies do not cover trampolines because they consider them too costly due to liability risks. In short, trampolines likely won...

What happens to a car when a spouse dies?

The executor is responsible for distributing the property identified in the will, which will include the vehicle if listed in the will. Additionally, if t...

What to do if someone took your car and drives off?

Call the police: Some states require you to file a police report, even if there is a written note by the other driver. The official police report can be u...

What kind of insurance should I get for rental car?

Typically, rental car companies offer insurance in the form of a loss damage waiver (LDW) or collision damage waiver (CDW). Such insurance is beneficial b...

What benefits do Cheesecake Factory employees get?

Which benefits does The Cheesecake Factory provide? Insurance, Health & Wellness. Health Insurance. 3.7★ Financial & Retirement. Charitable Gift M...

Does GE still own Genworth?

on October 23, 2003, formed out of several GE Capital insurance companies. On May 25, 2004, Genworth became a publicly traded company in the largest initi...