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What is the high-risk auto insurance called?

nonstandard auto insurance What Is High-Risk Auto Insurance? Okay, high-risk auto insurance (also known in the industry as nonstandard auto insurance) is ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you need a license to sell insurance in Michigan?

If you would like to sell insurance as an insurance producer in Michigan, you must pass a licensing exam. To prepare for the licensing exam, you must take...

How much is motorcycle insurance in MA?

The average price of motorcycle insurance in Massachusetts is $649 per year. The national cost of coverage is typically more expensive, which we calculate...

Does the Army pay your car insurance?

No, the military does not pay for car insurance. Military personnel are required to purchase their own car insurance coverage, though most major auto insu...

Is homeowners insurance based on age?

Homeowners insurance costs vary but do consider the age and condition of your home. If your home is 50 years or older, your home could pose a potential ri...

How do insurance companies determine pre-existing condition?

While insurers generally determine the presence of a pre-existing condition based on an applicant’s current health status, sometimes a healthy applicant c...

Can an employee drop medical coverage at any time?

An employee can voluntarily cancel coverage at any time only if the company is not having employee premium contributions deducted pre-tax. … Is moving con...

How long do you have to make a gap claim?

Factors That Affect How Long it Takes for Gap Insurance to Pay. Insurance companies will generally declare a car a total loss within 30 days of the initia...

Does homeowners insurance cover contractor negligence?

If a contractor damages your home, homeowners insurance typically helps pay for repairs. However, home insurance may not cover other scenarios involving a...

What is no claim bonus?

No Claim Bonus or NCB is a reward given by an insurance company to an insured for not raising any claim requests during a policy year. The NCB is a discou...