Do you need a license to sell insurance in Michigan?
Jessica Young
Published Jan 19, 2026
If you would like to sell insurance as an insurance producer in Michigan, you must pass a licensing exam. To prepare for the licensing exam, you must take a state-approved insurance course. To satisfy the requirements for your course, you will need to pass a Certification Exam.
How hard is the Michigan insurance exam?
The Life, Accident, and Health exam is one hundred fifty (150) questions long, and you have one hundred fifty (150) minutes to complete the exam. The minimum passing score is 73% (110 questions correct).
Do you have to own a car to insure it?
Generally, whoever is the titled owner of a car needs to be the one to insure it. Car insurance companies want to make sure the primary policyholder has what’s called insurable interest in the car they’re insuring. But it’s harder to prove your insurable interest if you don’t actually own a vehicle.
What electric car can I drive without a licence?
Citroën has announced its new urban electric car Ami One Concept, which is pitched at city-dwellers who don’t have a driving licence. The two-seater vehicle is described as a ‘disruptive all-electric object’ and is being unveiled at the Geneva Motor Show on 7 March 2019.
What are the penalties for driving without insurance in Michigan?
Penalties for Driving without Insurance. Driving without insurance is considered a misdemeanor in Michigan, and according to MCL 500.3102(2) an individual who is convicted faces a $500 driver responsibility fee for two consecutive years, plus court costs. On top of this, you could face a maximum of a year in jail and lose your driver’s license…
What happens to your license if you drive without insurance?
The Secretary of State can suspend a motorist’s driver’s license if the driver cannot produce proof of insurance when stopped by law enforcement. You can pay as much as $1,125 in total over the course of two years for driving without insurance, and at least $425 for not providing proof of insurance.
Do you need a license to sell insurance?
You’ll want to be sure to review the resident and non-resident requirements for your state carefully. Insurance producers must be licensed for each line of authority that they sell. You can be licensed for more than one line of authority, but in many states you must take separate pre-licensing training courses and exams for each line.
How much does a Michigan insurance license cost?
How much does the Michigan insurance license cost? The total cost for your insurance course, application, and exam will be about $375. If you don’t pass the exam the first time, add $40 for each subsequent attempt. How do I get a life insurance license in Michigan?
