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Can anyone drive my car if I am fully comprehensive?

Can I drive another car with comprehensive insurance? Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How many main insurance companies are there?

This statistic displays the number of insurance companies authorized by United Kingdom (UK) Prudential Regulation Authority (PRA) operating in the country...

Why should we get insurance?

It protects your income from unexpected expenses Life insurance protects your income in such a way that it acts as a replacement so you can pay off debts ...

Do all homeowners policies have liability?

Every homeowners insurance policy has a liability limit, which determines the amount of coverage the insured has should an unfortunate incident occur. The...

Can you use a furnace with a cracked heat exchanger?

If it is your heat exchanger, you cannot run your furnace, even if it seems to be running fine. The gases will continue to seep into your home’s air. Many...

How long does car insurance last after not paying?

Is there a grace period for paying car insurance? If you miss a payment, your car insurance probably won’t be canceled right away. Depending on your home ...

Can I take a life insurance policy out on my boyfriend?

Yes, you can buy life insurance on your boyfriend or girlfriend as long as you have their consent and insurable interest. We’ve talked about insurable int...

What is the function insurance?

The function of insurance is to safeguard against financial loss by having the “losses of the few” paid by “contributions of the many” that are exposed to...

Can illegal aliens get life insurance?

Undocumented persons can qualify for term life, whole life, universal life, and no-exam life insurance policies. You don’t need a Social Security Number b...

What would not be classified as personal property for insurance purposes?

Which of the following would NOT be classified as personal property for insurance purposes? A house. The value of the insured items is determined at the t...