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Does homeowners insurance cover critter damage?

Unfortunately, coverage for damage to your home or other dwellings typically only extends to certain wildlife. Damage caused by small animals, such as rac...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I have to notify Insurance Company of accident?

Should you tell your insurer about an accident? Yes – if you’ve been in an accident, you do have to tell your insurer. You should send your insurer a lett...

What happens if you renew car insurance before expiry?

As a first step, quickly check if there is any grace period for car insurance renewal. Sometimes, insurance companies offer a grace period to pay the prem...

Do endorsements remove coverage?

An endorsement typically serves one or more of the following purposes: Removing coverage: Many endorsements serve as exclusions, eliminating coverage for ...

Is a car insurance quote guaranteed?

If you’re serious about shopping around for the best car insurance rates, you’ll want to get a guaranteed quote. A guaranteed quote is one that the insura...

Does a Repo affect car insurance?

While it’s true that the act of repossession does not affect your insurance company, it will devastate your credit score. Because many auto insurers consi...

How much does a salvage title increase insurance?

In the case of collision, most insurers pay only as much as 80 percent of the car’s calculated market value. This means that if you total your salvage-tit...

Who is higher than a supervisor?

A manager is a higher-ranking employee within a company. A supervisor reports to the manager about developments related to products, services and employee...

How much does earthquake insurance typically cost?

How much does earthquake insurance cost? The average cost of earthquake insurance in the US is $800 per year. Keep in mind that insuring a single-family h...

What are the advantages and disadvantages of Centralised?

Centralised structures Advantages Disadvantages Prevents other parts of the business from becoming too independent Local or junior managers are likely to ...