How long can you stay on your parents insurance in CA?
26 years old Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 yea...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
How do insurers know if you smoke?
In order to guarantee transparency and honesty from the policy holder, insurance companies will sometimes require saliva or urine tests in order for you t...
Read More →Which city organized the first fire protection organization?
The first organized fire fighting force that can be traced, was established in Rome by Augustus Caesar around 23 BC. They were organized much in the same ...
Read More →What was Francis Scott Key career?
Born in 1779, Francis Scott Key became a lawyer who witnessed the British attack on Fort McHenry during the War of 1812. Was Francis Scott Key a negotiato...
Read More →How long does a Cancelled policy stay on your insurance?
And since the cancelled policy won’t disappear from your record after five years like a motoring conviction or penalty points would do, it’s likely that y...
Read More →How do I verify an insurance broker?
Visit the Department of Insurance website for the state the agent is doing business in. Select the option to perform an agent search or license search. Th...
Read More →Do chronic pain patients have rights?
Chronic pain patients have a legitimate – and often debilitating – medical condition and have a right to medically appropriate pain treatment. “Physicians...
Read More →How is insurance fraud detected?
Analytics and Technology: Insurance companies often rely on statistical models to detect fraud. Increasing the amount of insurance shortly before filing a...
Read More →Can you get gap insurance after your car is totaled?
In the event of a total loss, that lease or loan gap protection can help pay the difference between what you still owe on your totaled vehicle and what it...
Read More →What does it mean to invoke the appraisal clause?
Invoking the RTA An “appraisal clause” or “RTA” offers a means for a customer — or an insurer — to resolve a dispute over the amount the insurer owes the ...
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