The Daily Horizon

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Does life insurance actually pay?

What Is Life Insurance? Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insuran...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I need to add another driver to my insurance?

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Does having a black box make insurance cheaper?

The main attraction for telematics insurance policies is that they’re usually cheaper than standard insurance schemes. And this usually translates to lowe...

Do subcontractors need liability insurance?

Typically, there are no subcontractor insurance requirements, other than those of your general contractor or employer. In most cases, you won’t be legally...

What percentage does dental insurance cover?

Most dental insurance plans follow the 100-80-50 payment structure: They pay 100% for preventive care, 80% for basic procedures, and 50% for major procedu...

What is an MVR in insurance?

A motor vehicle report(MVR), is essentially a history of your vehicle and a record of your life behind the wheel. It’s a document created by your state’s ...

Can you drive without insurance with an insured driver?

Any vehicle in the United Kingdom must have at least third party insurance at all times unless the vehicle is declared to the DVLA as being off the road v...

What happens if you stop paying whole life insurance premiums?

Term: If you stop paying premiums, your coverage lapses. Permanent: If you have this type of policy, you will have the following choices: Cash out the pol...

What causes a life insurance policy to lapse?

A lapse means a life insurance policy is no longer an active contract due to missed premium payments. A life insurance policy will lapse when both premium...