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What is the main purpose of general insurance?

General insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, b...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can insurance company pay more than policy limits?

In many cases, if your damages exceed the at-fault party’s insurance policy limits, your only recourse will be to collect directly from the defendant. Thi...

Which health insurance is the best in NY?

Best New York health insurance companies Fidelis (New York Quality Health Care Corp. Healthfirst PHSP. HealthNow New York (BCBS of Western NY and Blue Shi...

When did Lincoln declare the South in rebellion?

April 15, 1861 On April 15, 1861, just three days after the attack on Fort Sumter, President Abraham Lincoln issued a proclamation calling forth the state...

What does uninsured motorist insurance cover in Florida?

In Florida, Uninsured Motorist Coverage is an optional coverage you can purchase on your own auto insurance policy. UM pays you for injuries caused by an ...

How much should I expect to pay for full coverage insurance?

Full coverage car insurance is more expensive than policies that only include liability insurance. But you can still find savings with the right insurer. ...

Can an illegal immigrant become legal after 10 years in UK?

In this way, you may become eligible to apply for settlement 10 years after you are first granted leave. The partner route is potentially available to tho...

What is the difference between managed care and commercial insurance?

The main difference between a managed health care plan and a traditional fee-for-service health insurance plan is that managed health care plans are depen...

Is there a statute of limitations on traffic tickets in Colorado?

Statute of Limitations: Felonies, Misdemeanors, and Petty Offenses. Like many states, Colorado’s law sets time limits for a host of specific crimes. one y...

When did health insurance become privatized?

Under the Reagan Administration (1981-1989), regulations loosened across the board, and privatization of healthcare became increasingly common. When was p...