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Does a hit-and-run affect your insurance?

Generally, hit-and-run car accidents will not cause your car insurance rates to go up. You can file a claim for car repairs under the collision insurance ...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you get a refund on GEICO?

You may be entitled to a refund under certain conditions. For example, if you have already paid up front for your entire premium, GEICO will issue a refun...

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Is pet insurance a profitable business?

No doubt, the pet insurance business is one of the aspects of insurance that requires loads of effort to make tangible sales; this is especially if you ar...

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How much liability insurance do I need for a pool?

For this reason, the standard amount of liability protection in most insurance policies might not be adequate. Typically, policies include $100,000 of lia...

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Can I get insurance at 16?

Insuring a 16-year-old driver can be costly. Since teen drivers don’t have the benefit of experience for insurance companies to consider when setting rate...

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Does dental insurance cover oral cancer?

Dental insurance plans can cover oral cancer screenings as preventive services for 100 percent of the cost (Keefe 2016). These plans usually cover oral ca...

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What will accident insurance cover?

Accident insurance covers qualifying injuries, which might include a broken limb, loss of a limb, burns, lacerations, or paralysis. In the event of your a...

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What is a tax ID number for insurance?

A federal tax identification number, or an employer identification number (EIN), is a number issued by the IRS that is used to identify your business for ...

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What is frequency in insurance claims?

Frequency refers to the number of claims that an insurer expects to see. High frequency means that a large number of claims are expected to come in. The a...

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How do I find out if someone has a life insurance policy in Ontario?

You can find out by contacting the life insurance company directly. Or if you don’t know the name of the insurance provider, you can use the policy search...

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